Financial Support

Student Education Loan Facility

Eligible students can fund their education through the Government of Bihar's Student Credit Card Scheme.

About the Scheme

The Bihar Student Credit Card (BSCC) Scheme is a flagship initiative of the Government of Bihar, launched under the state's Saat Nishchay (Seven Resolves) programme, aimed at ensuring that financial constraints don't stop students from pursuing higher education. It provides collateral-free education loans to eligible Bihar-domicile students for general, technical, and professional courses.

₹4 Lakh
Maximum loan amount
No Collateral
No property guarantee required
38 DRCCs
One counselling centre per district

Who Can Apply

  • Permanent resident (domicile) of Bihar
  • Has passed Class 12 / Intermediate from a recognised institution
  • Secured admission to a recognised diploma, undergraduate, or postgraduate programme
  • Generally under 25 years of age at the time of application
  • Not already availing another education loan/assistance for the same course

Exact eligibility conditions are set by the Government of Bihar and may be revised — please verify on the official portal below.

What the Loan Can Cover

  • Tuition and college fees
  • Hostel / residential charges
  • Books, stationery, and study material
  • Examination fees and, where applicable, a laptop

How to Apply

1
Register Online

Visit the official portal and complete New Applicant Registration with your basic details.

2
Verify with OTP

Confirm your mobile number and email using the OTP sent to you, then set your login credentials.

3
Fill the Application

Enter your academic, course, and bank details, and upload the required documents.

4
Visit your DRCC

Complete in-person document verification at your District Registration & Counselling Centre (DRCC).

Apply on the Official Government Portal

All applications, document verification, and loan disbursal are handled directly by the Government of Bihar — not by S. A. University.

Visit 7nishchay-yuvaupmission.bihar.gov.in

Need help understanding the process? Our admissions office can guide you. Reach out here or call +91-7903-22-1111.

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